The Barclays switch bonus is one of the most rewarding UK bank offers today. It lets you pocket up to £900 simply by switching your current account and transferring savings. With deadlines approaching, now’s the perfect time to act and secure this lucrative deal.
This guide explains how to qualify, maximize your return, and understand the fine print so you can make the most of the Barclays switch bonus before it ends.
Understanding the Barclays Switch Bonus Basics
The Barclays switch bonus combines two rewards:
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Up to £400 for switching your current account.
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Up to £500 for transferring an ISA.
The account switch portion is available until 27 November, while ISA transfers close 28 November. Together, these incentives make Barclays one of the most generous banks in 2025.
How to Claim the Barclays Switch Bonus on Current Accounts
To start earning from the Barclays switch bonus, open a new current account through the Barclays app and complete a full switch using the official Current Account Switch Service.
You must:
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Transfer at least two direct debits.
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Pay in £2,000 within 30 days to unlock the £200 reward.
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Join Blue Rewards (£5 monthly) for eligibility and cashback perks.
If you qualify for Barclays Premier, you could double that reward to £400 by depositing £4,000 within 30 days. Premier banking requires either:
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£75,000 annual income, or
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£100,000 saved or invested with Barclays.
Bonuses are typically paid within 28 days faster than most competitors.
Boosting Earnings with the Barclays Switch Bonus on ISAs
Want the full £900? Pair your account switch with an ISA transfer. The Barclays switch bonus rewards savers who move funds from another provider:
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Transfer £25,000 → get £100.
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Transfer £50,000 → get £200.
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Transfer £100,000+ → get £500.
Eligible ISA types include Barclays Fixed Rate and Instant Cash ISAs, offering rates up to 3.7 % AER. Transfers must be initiated via the app or in-branch self-transfers or Help to Buy ISAs don’t count.
Payments are made within 60 business days or by late November, whichever comes first.
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Eligibility and Pitfalls in the Barclays Switch Bonus
Before you dive in, note the catches of the Barclays switch bonus:
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You can’t already hold a Barclays current account.
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You can’t have received a prior Barclays switch reward.
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Joint accounts, under-18s, and non-UK residents are excluded.
Also, consider the £5 monthly Blue Rewards fee that’s £60 per year. However, its cashback and partner offers can offset the cost.
Finally, meeting the Premier thresholds isn’t realistic for everyone. Even so, the £200 standard reward remains competitive compared to Lloyds (£200 + Disney+), NatWest (£175), and Santander (£175).
For unbiased comparisons, see MoneySavingExpert’s bank switch guide.
Why the Barclays Switch Bonus Stands Out in 2025
The Barclays switch bonus shines for two reasons: speed and flexibility.
Switching takes just seven days under the Current Account Switch Service, ensuring automatic transfer of payments and direct debits.
Added perks include:
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Apple TV+ and Discovery+ access via Blue Rewards.
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Up to 15 % cashback on partner shopping.
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Savings rates up to 4.36 % AER.
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24/7 Premier support for high-tier members.
When combined, these benefits make Barclays one of the UK’s most compelling full-service banks for switchers.
Step-by-Step Guide to Secure Your Barclays Switch Bonus
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Download the Barclays app and open a new current account.
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Initiate a full switch, ensuring two active direct debits transfer.
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Deposit £2,000 (or £4,000 for Premier) within 30 days.
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Join Blue Rewards for qualification.
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Transfer your ISA (optional) before 28 November.
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Track reward payments through the app or online banking.
Pro tip: Keep screenshots or confirmation emails to verify eligibility in case of delays.
Is the Barclays Switch Bonus Right for You?
If you’re a high-earner or serious saver, the Barclays switch bonus can be extremely profitable. Even at the lower tiers, it outpaces most banks’ cashback offers.
However, weigh the ISA rates and monthly fees against alternatives. If you prefer simpler accounts or higher savings interest elsewhere, this might be a short-term win rather than a long-term switch.
For frequent travelers, the Premier Avios Reward option adds extra value through British Airways points ideal for those maximizing rewards across categories.
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Final Thoughts: Don’t Miss the Barclays Switch Bonus Deadline
The Barclays switch bonus closes soon, with account deadlines on 27 November 2025. If you act fast, you could earn up to £900 in cash one of the highest payouts in recent years.
Be strategic: confirm your eligibility, transfer funds on time, and monitor rewards through your app dashboard. Whether you’re chasing short-term gains or exploring a long-term banking upgrade, this offer deserves serious attention.
